Buying Your Home Can Be Worry-Free. Yes, really!
Acquiring real estate can be a complex process. Mistakes can literally cost you thousands of dollars or the missed opportunity of owning the home of your dreams. That is why it is so important to choose the right real estate consultant — one who is not a “salesperson” trying to sell you on something, but someone whose only job is to guide you, give advice and negotiate the best deal possible on your behalf.
Step #1: We will get to really know each other
Let’s sit down and have a Buyer Consultation to identify exactly what your wants and needs are as well as narrow the scope of your search based on your budget and desired location. Once we all agree that we are a good fit to work together, you will receive a Homebuyer’s Notebook with everything you need to know about the process. I have helped hundreds of people through this process and know questions to ask you that you may not know you need to ask yourself.
Step #2: Keller Williams Realty New Orleans works for you
For 4 years in a row, KWRNO has been the #1 office in the metropolitan area, both in total number of listings and sales volume. What does this mean for you? Our office is serious about selling real estate! And with so many transactions going on in one office, I often times know of listings before they hit the market so you might know before the general public.
Also, I will stay in touch with you based on your preferences. You tell me how regularly you need to be contacted but once under contract, we will be in contact on a regular basis throughout the purchasing process to make sure you understand the contract, inspection issues and the closing timeline.
Step #3: We establish “trustworthiness” through integrity and truth
I know that you have a lot of decisions to make and that purchasing a home is a huge decision. As your Buyer’s Agent, I work for you and disclose all information I discover about a property. My main goal is to get you all of the information you need to make the most-informed decision.
Step #4: We inform first and sell later
Realtors who cut to the sales pitch too quickly and are pushy, scare me too. As a Buyer, you need to have facts and information first before you can make an informed decision. Homebuyer’s Notebook as well as with regular, factual updates on the real estate market throughout the process and we reap the rewards of earning your business later. You tell me when you are ready!
Homes for Sale
Already have an idea of what you’re looking for? Search the latest New Orleans area listings below based on your budget and location. I’m happy to set you on a more detailed search as well, where are new listings are sent to you as soon as they hit the market. Simply fill out a contact form on the link provided at the bottom of the page.
Before you make an offer to purchase a home, it is important to know both your “buying power” and your comfort level. Having your loan pre-approval in place before house hunting will reduce the difficulties created from falling in love with a home that is above your price range. It also puts your purchase offer in the best possible negotiating position.
Pre-approval is simple, easy and free. Your lender will verify your income, credit and source of down payment and closing costs. It takes about 30 minutes and eliminates surprises later. A good lender will explain the entire loan process and answer all of your questions so that you can focus on the fun part, finding your new home!
A list of preferred lenders is available at no cost to you, just use the contact form at the bottom of the page to receive your complimentary list. Using a local lender is especially important here in New Orleans. Local lenders put your contract in the most favorable light with Sellers too. They understand our uniqueness and know how to close loans that national lenders have a hard time doing.
Getting to the Closing Table
Once your purchase offer is accepted, we are under contract. During this time, the title company will search the real estate records to ensure that the owners have a clear title to sell the house and take care of any issues that may arise from easements, liens and mortgage payoffs. This is also when you and your lender will complete the lending process, including the appraisal.
The end of the home buying process will be on the day of closing, where you will sign your loan documents and receive the keys and title from the sellers. There are several closing costs involved with the sale including:
title insurance & recording fees
document preparation fees
The above amounts will vary based on the title company used, the home’s value and local taxation rates. Your lender will give you estimates as we start the process but as we get closer to the closing date, these numbers will solidify. Kim will be there from start to finish to guide you through the process and give you step-by-step information to make the process as smooth as possible.
Purchasing a home warranty will bring you peace of mind in knowing that should something major occur to one of your home’s major systems, a repair can be done quickly. Sometimes you can get the seller to include a home warranty for you in the contract. If not, you need to decide if you’d like invest in one yourself. The benefits of a home warranty include:
coverage for major systems and appliances
qualified service technicians scheduled with one phone call or click online
low-priced service visit fees
I’ll walk through the different options available to you and order the warranty plan that you select that best fits your situation.